The Credit Union’s philosophy is what distinguishes us from all other financial institutions. We work for you and believe in our People Helping People philosophy by investing in your community.

Not For Profit

Profits are returned to you in the form of higher savings rates and lower loan rates.

Commitment to Service

Serving you, the member, is the Credit Union’s number one priority. North and South Dakota Credit Union’s serve over 450,000 members.

Democratically Controlled

As a member and part owner of your credit union, you have a say in how things are run.



Credit Union Association of the Dakotas
Equal Housing Leader
National Credit Union Administration
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.